GST Filed ≠ GST Correct
Potential ITC gaps, reconciliation issues, RCM exposure and reporting mismatches.
BUSINESS FINANCIAL HEALTH
Your Accountant Maintains Your Accounts.But Who Reviews Them?
Get an independent 360° review of your Accounts, GST, Income Tax, TDS, Cash Flow, Payroll and Business Compliances — without replacing your existing CA or accountant.
AccountsGSTIncome TaxTDSCash FlowROCPF & ESIBusiness Performance
Independent review. Your existing CA or accountant stays in place.LIVE CONTROL VIEWBusiness Health
76/100CONTROL SCORE
Accounts88
GST82
Cash Flow64
Tax & TDS69
Compliance91
Business Control58
Everything Is Being Filed.But Is Everything Actually Right?
Filing is important. Financial control means verifying how every part works together.
Books Updated ≠ Books Accurate
Old balances, wrong classifications and unreconciled accounts can remain hidden.
Profit ≠ Cash
A profitable business can still constantly struggle for money.
TDS Filed ≠ TDS Compliant
Wrong sections, rates or reconciliation issues may still exist.
Company Active ≠ Fully Compliant
ROC, statutory documentation and corporate compliances can get missed.
Salary Paid ≠ Payroll Complete
PF, ESI and employee records also need proper controls.
A COMPLEMENTARY REVIEW LAYER
“But I Already Have a CA & Accountant.”
Exactly. We Don't Replace Them.
Your accountant may maintain books. Your tax professional may file returns. Your payroll team may process salaries. BizPillar independently reviews the complete picture.
You already have a doctor—but you still get a health checkup.Your business deserves one too.
ACCOUNTANTMaintains books
CA / TAX CONSULTANTFiles taxes & returns
PAYROLL / HRHandles employees
BIZPILLAR BUSINESS CONTROLReviews everything together
Eight Systems.One Financial Picture.
Open each control area to see what an independent review connects.
01Accounts Health
Know whether the books reflect the real business.
Accounts Health
Know whether the books reflect the real business.
- Trial balance review
- Ledger scrutiny
- Debtors & creditors
- Bank reconciliation
- Expense classification
- Fixed assets
- Related-party transactions
- Personal/business expense separation
02GST Health
Connect books, returns, credits and vendor data.
GST Health
Connect books, returns, credits and vendor data.
- GSTR-1 vs GSTR-3B
- Books vs GST returns
- GSTR-2B reconciliation
- ITC review
- RCM
- E-invoicing
- E-way bills
- Potential GST exposure
03Income Tax Health
See tax exposure before filing season arrives.
Income Tax Health
See tax exposure before filing season arrives.
- Advance tax
- Tax provisions
- Potential disallowances
- Loans/deposits
- Cash transactions
- Related-party payments
- Tax optimisation opportunities
- Scrutiny indicators
04TDS Health
Review the sections, rates, timing and reconciliations.
TDS Health
Review the sections, rates, timing and reconciliations.
- Correct sections
- Correct rates
- Timely deduction
- Timely payment
- Return review
- PAN errors
- 26AS reconciliation
- Outstanding defaults
05Cash Flow Health
Understand where operating cash is getting stuck.
Cash Flow Health
Understand where operating cash is getting stuck.
- Receivable ageing
- Payable cycle
- Working capital
- Cash burn
- EMI burden
- Inventory blockage
- Cash-flow forecasting
- Money stuck in business
06Company / LLP Compliance
Bring corporate records and deadlines into one view.
Company / LLP Compliance
Bring corporate records and deadlines into one view.
- ROC filings
- Board compliances
- Statutory registers
- Director transactions
- Loans/advances
- Share capital records
- Resolutions
- Corporate deadlines
07Payroll / PF / ESI
Connect salary processing with employee compliance.
Payroll / PF / ESI
Connect salary processing with employee compliance.
- Salary structure
- Payroll reconciliation
- PF
- ESI
- Employee documentation
- Contractor payments
- Applicable labour compliances
08Business Performance
Turn accounting data into decisions.
Business Performance
Turn accounting data into decisions.
- Gross and net margin
- Expense ratios
- Product profitability
- Branch profitability
- Break-even
- Customer concentration
- Financial leakages
- MIS
Every Business Leaks Differently.What's Yours?
Select your business type to tailor the health check and industry control questions.
ILLUSTRATIVE CONTROL VIEW
Your Business Can Look Healthy…While Money Is Quietly Getting Stuck.
Revenue alone does not reveal blocked cash, weak margins or unreconciled positions.
Illustrative example only. Actual findings depend on each business.ILLUSTRATIVE REVENUE₹1.20 Cr
REVIEW MODEOld Receivables₹3.20L
GST / ITC Review₹1.75L
Expense Classification₹2.10L
Inventory Blockage₹1.45L
TDS Exposure₹84K
Vendor / Margin₹2.30L
Working Capital₹3.16L
ILLUSTRATIVE 360° REPORT
From scattered numbers to a decision-ready view.
This is an example of how BizPillar can organise a completed review. Every figure below is test data and does not represent a real client.
DEMO COMPANY · TEST DATANorthstar Commerce Pvt Ltd · Apr–Jun 2026
67/100
OVERALL CONTROL SCORE
Needs attention
Core filings are active, but working-capital visibility and reconciliations require action.
OPERATING CASH MOVEMENT
Cash received vs cash paid
Cash inCash out
₹30L₹20L₹10L₹0
JAN₹18.2L / ₹16.4LFEB₹20.8L / ₹18.9LMAR₹17.6L / ₹19.1LAPR₹23.4L / ₹20.5LMAY₹21.7L / ₹22.8LJUN₹25.1L / ₹22.2L
CONTROL MATRIX
Category health
Accounts accuracyStable74
GST controlsReview61
Tax & TDSHealthy82
Cash flowPriority48
ComplianceStable79
Business controlReview57
PRIORITY GAPS
What needs attention now
- ₹12.4LReceivables outstanding beyond 90 daysHigh
- ₹2.1LInput credit requiring invoice-level reconciliationHigh
- ₹4.8LSlow-moving inventory tying up working capitalMedium
- 3.6%Gross-margin decline across two product categoriesMedium
MAIN CONCERNS
Management visibility gaps
- Marketplace settlements are not reconciled order-wise.
- No weekly debtor follow-up ownership is documented.
- Monthly MIS arrives after key purchase decisions.
- Cash runway excludes committed tax payments.
OPERATING CHALLENGES
Why the gaps persist
- 01
Scattered ownershipAccounts, tax and operations work from separate trackers.
- 02
Delayed closureBooks close 18–22 days after month-end.
- 03
No exception viewManagement receives data, but not action priorities.
Control plan for the next 90 days
Reconcile GST, settlements and old receivables. Establish a clean opening control position.
Introduce a monthly MIS, cash runway and product-level contribution view.
Assign owners, thresholds and a quarterly independent control review.
How Financially Healthy Is Your Business?
No documents required. Complete 13 focused questions and receive an instant financial health score.
13 focused questionsIndustry-specific reviewInstant category scores
The score is indicative and not an audit or certification.Four Steps ToBetter Financial Control.
A clear process that works with your existing accountant, CA and internal team.
Share Your Data
Books, GST returns, tax information and basic business data.
We Review Your Business
Independent review of accounts, tax, compliance and cash flow.
Get Your Health Report
Findings grouped as Critical, Needs Attention and Healthy.
Fix & Monitor
Implement recommendations internally or with BizPillar support.
You don't have to replace your existing CA or accountant.
Choose The Level OfFinancial Visibility You Need.
Pricing is tailored after understanding your business size, records and review scope.
Business Checkup
One-Time Financial Health Review
Ideal for: Small businesses wanting an independent second opinion.
Tailored quotationScope-based pricing
- Accounts review
- GST and TDS review
- Income Tax review
- Basic compliance review
- Cash-flow assessment
- Financial Health Report
- Expert discussion
Business Control
Quarterly Independent Review
Ideal for: Owners who want recurring visibility without replacing their team.
Tailored quotationScope-based pricing
- Everything in Business Checkup
- Quarterly accounts review
- GST reconciliation
- Receivable and cash-flow analysis
- Compliance calendar
- Quarterly management report
- Quarterly expert call
Finance Controller
Monthly Financial Oversight
Ideal for: Growing businesses that need a finance-control layer.
Tailored quotationScope-based pricing
- Monthly MIS
- Cash-flow monitoring
- Profitability review
- Budget vs actual
- Receivable monitoring
- Compliance dashboard
- Monthly founder call
- Decision support
Like having a Finance Controller—without hiring one full-time.
CFO Advisory
Strategic Finance for Growth
Ideal for: Businesses preparing for funding, expansion or complex decisions.
Tailored quotationScope-based pricing
- Strategic financial planning
- Budgets
- Funding preparation
- Board/investor MIS
- Expansion modelling
- Working capital planning
- Financial structuring
- Management advisory
We're NotAnother Accountant.
BizPillar adds an independent financial-control layer without diminishing the role of your existing professionals.
BookkeepingPrimaryReviewReview
GST FilingSupportPrimaryReview & reconcile
Income TaxSupportPrimaryReview
Cash Flow ReviewLimitedLimitedCore
Monthly MISSometimesSometimesCore
Receivable AnalysisRecords—Core
Profitability ReviewLimitedTax-focusedCore
Compliance Dashboard—PartialIntegrated
Financial Leakage Review——Core
Independent Second Opinion——Yes
We don't compete with your accountant. We help ensure the complete financial system is working together.
BUSINESS CONTROL / EXPLAINER 01₹ ReceivablesGST mismatchOld balancesLow marginsTDS reviewCash blocked
BUSINESS CONTROL IN 60 SECONDS
GST Filed? TDS Filed? Books Complete?Then Why Is Cash Still Tight?
Most businesses have professionals filing compliances. Very few have someone independently reviewing the complete financial picture.
Real Business Problems.Structured Review.
These placeholders are ready for verified client results—no invented claims or figures.
E-commerce Business
- Challenge
- Marketplace settlement reconciliation
- Review
- GST + returns + settlement + margin analysis
- Outcome
- Client result to be added.
Restaurant Business
- Challenge
- Food cost and aggregator settlement visibility
- Review
- Outlet costs + settlements + payroll + margin review
- Outcome
- Client result to be added.
Manufacturing Business
- Challenge
- Inventory, costing and working-capital visibility
- Review
- Production + stock + GST + cash-cycle review
- Outcome
- Client result to be added.
Professional / Service Business
- Challenge
- Client-level profitability and collections
- Review
- MIS + receivables + tax + team-cost review
- Outcome
- Client result to be added.
Business ControlFAQ.
What this service is, how it works and where your existing professionals fit.
I already have a Chartered Accountant. Do I need this?
BizPillar Business Control complements your existing CA or accountant. It independently reviews how the complete financial and compliance system works together.
Will you do my accounting?
Your primary accounting can continue with your existing team. Our core role is review, control, analysis and financial oversight.
Is this only for large companies?
No. The service is designed so small, medium and growing businesses can access structured financial oversight.
Will you coordinate with my existing accountant or CA?
Yes. With your permission, observations can be discussed with your existing professionals.
How often should I get my business reviewed?
Depending on size and complexity, a review may be annual, quarterly or monthly.
What documents are required for the free health score?
None. The online assessment uses practical business-owner questions.
Is the online score an audit or professional certification?
No. It is an indicative self-assessment and is not an audit, assurance report or professional opinion.
The Business Financial Health Score is an indicative self-assessment generated from information provided by the user. It is not an audit, assurance report, tax opinion, legal opinion or certification. Detailed observations require review of actual books, records and applicable laws.
YOUR SECOND PAIR OF EXPERT EYES
Your Accountant Knows Your Accounts.How Well Do You Know Your Business?
Find the gaps hiding between accounting, taxation, cash flow and compliance.